The MCC platform consists of blockchains consisting of Ethereum-based Smart Contracts. Data is encrypted and stored in IPFS. More details are as follows. MCC Token is an encrypted currency that mediates exchange of information in the MCC ecosystem. Individuals participating in the MCC platform will receive three seeds every day, and these seeds have no value, but when it is given to someone else, it is turned into token value in proportions. It can be spent on collecting personal information and can be received as the reward for providing the information. MCC plans to bring the ownership of credit data back to individuals so that they can have a full control over their own information, thus building a more equal society. It brings about a major innovation in credit information that a person’s credit data will become an asset for himself/herself.